Dwayne A. Jones Construction Company LLC
How to qualify for a COZIHOME or tiny house.
1. Apply for a mortgage.
2. If you have a credit score of 600 or above please contact:
Garry Witherspoon at or
Or go on the website and fill out the one page under Opportunity Home Loan Fund.
3. If you are not sure or have a credit score below 600 contact United Housing for credit counseling and a mortgage.
Register for online buyer education classes at the link below to start the process. There is a $25 fee associated with taking the class payable to United Housing.
4. Receive mortgage approval.
5. Select your home
6. Go to the closing
7. Move in
*How long this process takes depends on your ability to complete each step.
For additional information please call Dwayne A. Jones at 901.399.9572 or email